Investment Overview

Transparent information about the costs and qualifications for owning a Story Time Chess franchise.

FRANdata Franchise Registry Verified Member 2026
Independently Verified

FRANdata Franchise Registry Verified Member

Story Time Chess Franchising is a 2026 Verified Member of the FRANdata Franchise Registry, the lending industry's trusted source for validated franchise data. Verification supports SBA loan applications and signals operational and financial transparency to lenders.

Initial Investment

The total investment necessary to begin operation of a Story Time Chess franchise is $65,579 to $87,227. This includes a $49,500 initial franchise fee.

Veterans Discount

We proudly offer a 5% discount on the Initial Franchise Fee for your first outlet to honorably discharged veterans of the U.S. armed forces who meet our standard requirements. Discounted multi-territory pricing is also available for franchisees in good standing who open additional territories. See Item 5 of our Franchise Disclosure Document for details.

Initial Franchise Fee
$49,500
One-time fee for territory rights and initial training (non-refundable)
Starter Kit
$2,720 - $5,750
Board games, lesson books, and classroom materials to launch your program
Equipment
$669 - $2,267
Demonstration boards, storage, and instructional equipment
Computer Hardware / POS
$360 - $2,650
Laptop, tablet, and point-of-sale hardware for scheduling and billing
Permits & Licenses
$0 - $1,000
Local business permits and licenses
Professional Fees
$2,000 - $4,000
Legal, accounting, and other professional services
Insurance
$1,000 - $2,000
Initial business insurance premiums
Training Expenses
$1,330 - $5,060
Travel, lodging, and living expenses while attending initial training
Grand Opening Advertising
$1,000
Initial marketing to promote the opening of your franchise
Additional Funds (3 months)
$7,000 - $14,000
Working capital for initial operating expenses
Total Estimated
$65,579 - $87,227

* These figures are estimates based on our Franchise Disclosure Document. Actual costs may vary based on your specific situation. See Item 7 of the FDD for initial investment details and Items 5 and 6 for ongoing fee details.

Disclaimer: This website and the information contained herein do not constitute the offer or sale of a franchise. The offer of a franchise can only be made through the delivery of a Franchise Disclosure Document (FDD). Certain states require that we register the FDD before we offer or sell franchises in those states. We will not offer or sell franchises in those states until we have registered the franchise (or obtained an applicable exemption) and delivered the FDD to the prospective franchisee in compliance with applicable law.

Ongoing Fees

Monthly and ongoing costs to operate your franchise.

Royalty Fee

7% of Gross Revenue

Monthly; the greater of 7% of Gross Revenue or the Minimum Monthly Royalty ($350/month in Year 1, escalating annually) for ongoing support, training, and brand usage

Brand Fund Contribution

2% of Gross Revenue

Contribution to national marketing and brand development

Internal Systems Fee

$200/month

Operations hub, scheduling, and CRM tools (aggregate technology fees not to exceed 3% of Gross Revenue)

Local Advertising

$500 - $2,000/month

Required minimum monthly spend on local marketing (paid to third parties)

Software & Applications

$30 - $80/month

Required third-party software and applications

Ideal Candidate

We're looking for franchise partners who meet these qualifications:

  • Passion for children's education and development
  • Strong communication and relationship-building skills
  • Willingness to follow the franchise system
  • Background check clearance for working with children

Financing Options

Financing Partner

Benetrends Financial

We've partnered with Benetrends to help you explore funding options with a customized program that utilizes a comprehensive suite of funding options.

Download Overview

According to Benetrends, it has helped more than 30,000 entrepreneurs launch their businesses over more than 40 years with a range of funding strategies.

401(k)/IRA Rollover Funding

According to Benetrends, the Rainmaker Plan® may allow you to use funds in your retirement plan to purchase or expand your business. Consult your tax advisor about your situation.

SBA Loans

One of the most popular loan offerings for small businesses. According to Benetrends, it offers strong approval rates and a money-back fee program — see Benetrends' materials for terms.

Securities-Backed Loans

A line of credit backed by securities in your investment portfolio. Cash needs are acquired within 10 days without disrupting investments. The portfolio remains in your name.

Tax Advantaged Capitalization Strategies

According to Benetrends, the Rainmaker Advantage Plan® creates a structure that may reduce taxes on gains if you sell the business. Consult your tax advisor about your situation.

Learn more about financing options at Benetrends.com or call 866.423.6387

Ready to discuss your investment options?

Our team can walk you through the numbers in detail.